Frequently Asked Questions
Get answers to common questions about our personal loan services
FAQ
Find answers to commonly asked questions about our loan services.
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All Questions
A personal loan is an unsecured loan that you can use for various personal expenses such as medical bills, home improvements, or debt consolidation.
Loan amounts vary based on your creditworthiness and financial situation. Typically, personal loans range from ?1,000 to ?50,000.
Interest rates depend on several factors including your credit score, loan amount, and repayment term. Rates typically range from 5% to 36% APR.
Most applications receive a decision within 24 hours. Once approved, funds are typically disbursed within 1-3 business days.
To be eligible, you must be at least 18 years old, have a regular source of income, valid identification, and meet our credit criteria.
Yes, you can pay off your loan early without any prepayment penalties. Early repayment may save you money on interest.
Repayments are made through automatic deductions from your bank account on a monthly basis. You can also make additional payments online.
General Questions
A personal loan is an unsecured loan that you can use for various personal expenses such as medical bills, home improvements, or debt consolidation.
Loan amounts vary based on your creditworthiness and financial situation. Typically, personal loans range from ?1,000 to ?50,000.
Most applications receive a decision within 24 hours. Once approved, funds are typically disbursed within 1-3 business days.
To be eligible, you must be at least 18 years old, have a regular source of income, valid identification, and meet our credit criteria.
Fees Questions
Interest rates depend on several factors including your credit score, loan amount, and repayment term. Rates typically range from 5% to 36% APR.
Repayment Questions
Yes, you can pay off your loan early without any prepayment penalties. Early repayment may save you money on interest.
Repayments are made through automatic deductions from your bank account on a monthly basis. You can also make additional payments online.
Still Have Questions?
Our customer support team is ready to help you with any questions you may have.
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